Wednesday, September 4, 2019

A Hurricane Dorian Preparation Giggle Story



I was so tired and sore after hauling hundreds of plants into the courtyard, that by the time I got around to doing the indoor prep, I was nearly brain dead. I had been trudging in dirt and mud all day, so the floor was a disaster. I decided to sweep -- but where was the broom? I looked in all the usual places, but nope -- no broom. How do you lose a broom in a 500 sf apartment? Easy. You forget to hang it back in the pantry, then you pile a bunch of stuff in front of it. After about 30 minutes of searching, I finally found it in the last place I used it when I caught sight of the blue top on the handle. Then I just had to move more stuff to get to it.

Just when I had finished stuffing the freezer with ice, the refrigerator with as many containers of water as I could find, filling my garbage pail with water for flushing the commode, washing the dishes, and was ready to sit down with a nice cup of hot tea, I realize -- the refrigerator wasn't running.

I felt the food in the bottom, and sure enough, it wasn't getting cold. No cold air was coming down from the freezer into the fridge. First thought was, of course...

OMG! WHY NOW? WHY ME??

I called our emergency maintenance number and was told that there was no way to get an appliance repairman out at night, and even if he called them early this morning, they always took their time getting there.

In desperation, I called an ex-BF who used to do appliance repair. In fact, that's how I met him, when he came to fix my refrigerator. After being shocked to hear from me after all these years, I told him the problem, and he asked what I had been doing when it stopped running. I told him about the hurricane prep, stuffing ice cubes into the freezer, and he said ....wait for it ...

"Did you block the vents?"

Not having a clue what vents he was talking about, I said "Where are they?" and he told me that there were vents in the bottom of the freezer that circulate air in the freezer and down into the refrigerator. If you block those vents and the air can't circulate, the coils freeze and the refrigerator shuts off.

He graciously guided me through unblocking the vents and then we talked awhile while I waited to see if, in fact, the refrigerator came back on, which it did. I also talked to his wife, who not surprisingly, I also know from back in the day, and they invited me to come visit them and their three kids once I get my van on the road.

So remember during the next hurricane when you're packing your freezer full of ice -- DON'T BLOCK THE VENTS!

Unless you have a very kind ex you can call to fix it for you, of course.

Saturday, August 31, 2019

Hurricanes and Learning to Face Your Limitations



I've been happily propagating and adding to my plant collection over 40 years and here for the past 4 years. I came here with 10 plants and now, due to the kindness of friends, mostly, have literally hundreds of plants to care for during hurricanes and freezes.

One of the drawbacks to living in an apartment complex is that they dictate what you do during bad weather. Now, with Hurricane Dorian bearing down on us, they've decreed that everything "loose" must be secured by Saturday afternoon. Meanwhile, they're all off on their Labor Day holiday, pretty much saying we're on our own until Tuesday.

So I've been hauling plants into the courtyard, trying to put them as close to the concrete walls surrounding it as I can. I'm doing all this with a torn muscle in my shoulder and a bad back. Bette Davis was right when she said "Aging ain't for sissies!"

This has led me to the belief that in order to survive without injuring myself further, they'll pretty much stay this way until hurricane season is over, or the likelihood of a major storm has passed. In the meantime, I'll be trying to sell or give away as many as possible to make my chore less onerous during future storms and freezes.

I'm not really going to try to save many plants this winter. Only my most precious will come inside, or those that I know I can sell when spring comes. The rest that are planted in the ground or too heavy to haul inside will be on their own. If they die, they die. There is only so much I can do.

A friend pointed out that none of us is getting any younger, and said that she didn't replace plants killed during the last storms/freezes and she won't replace any that are lost in the future. I have pretty much the same attitude.

I can't take plants or seeds to Mexico, and why would I want to? I'm going to be living in an apartment there, and most apartments don't have courtyards or large balconies, so I'm going to go back to raising African Violets under lights, or maybe a few house plants. It's time to put the major outdoor gardening aside and bow to my aging body's screams.

It's sad when you have to come to the realization that you simply cannot do what you used to do. I used to haul hundreds of plants in and out of the house, porch and garage for every storm or freeze, but I simply can't do that anymore. I have pictures from all my gardens, and I'll have to be happy with those in the future, celebrating all I've done and changing my lifestyle to do what I can now.

All in all, it's been a wonderful gardening life, and even when I can only have a few plants, it will be worth the loss for a great, new life.

Monday, August 19, 2019

Moving to Mexico: Yes, You Can Have It All, Just Not All At One Time

Cathedral in Puebla, Mexico

I have looked at my financial situation up, down, over and under, and unless something drastic happens in the next 11 months, I won't be able to move to Mexico in July of 2020. That's o.k., though, because it gives me a chance to have a year of what was my first dream; van dwelling.

I have the money to buy a van now, or at least a vehicle. With said vehicle, I can make money doing my thrift store flipping and curb shopping trash-to-treasure business. In the meantime, I still have a bedroom full of boxes of stuff I have to get rid of, so here's the plan for the next year.

Hoarded Room (Not Mine)


Selling My Stuff

I have some nice stuff and some not-so-nice, but sellable stuff. I live in a college town, and students are always looking for bargains. They don't care about having nice stuff, just stuff that will last for a few years until they graduate. I've done well picking up things from beside the dumpsters around here and reselling them, but lately, there just isn't much good stuff left behind. Our complex doesn't have as many students as most in this area, so what I need to do is be able to look elsewhere. I have a Goodwill 2 blocks away, but I can only get small items without a vehicle, thus, wanting the van.

Since I have boxes and boxes of stuff, some of it sellable, I'm going to turn getting rid of it into a business. 

Turning the Bedroom Into a "Warehouse"

I'll need to invest a bit of money to get this set up, but my plan is to remove all the boxes from the bedroom and set up shelving to store all my items. I already have a desk in there, so I can just use that as my "office," where I will list all my items on Craigslist. Why Craigslist? Because I want cash sales. We'll discuss why later.

Along with the stuff in the boxes, I can also start buying small items from Goodwill, and once I get my vehicle, from other stores as well as from curbside. But the first order of business is to clear as much of the stuff in the boxes as possible. 

What Do I Do With The Money?

The money I earn will go back into the business, to buy things I need to transition from a Craigslist business into an eBay business. Why do I want to do that? Because once I'm on the road, I can keep doing this business to make extra money. It won't be huge, but in my travels, I can pick up small items and mail them out, or I can do something I've always wanted to do and make beaded jewelry to sell. I can even do drop-shipping if I want. There are so many possibilities with an eBay business.

That is the basic plan to make money while getting rid of my boxes of clutter. 

Do you have a hoard? This could be a viable business opportunity for you too, where you could sell what you have while clearing your house of your hoard. You can start small, do it at your own pace, and soon have lots of money in the bank, and no more clutter in your house.

Would you like to hear more about this, and about how you can have a better, less cluttered life by turning your hoard clearing into a business? Let me know in the comments below, and I'll work on making it a regular feature.

Image Credits:
Cathedral, Puebla, Mexico: Diego Delso [CC BY-SA 3.0] Wikimedia Commons
Hoarded Room - By Shadwwulf at English Wikipedia, CC BY 3.0

Sunday, August 11, 2019

How Do You Break Out of Survival Mode and Make Your Life Better?

“I often think I can’t do this anymore but then I realize what choice do I have?” —Justin Blaney

It's so hard to get up every day sometimes and just keep surviving. It's hard to keep believing that things are going to get better, when they've been bad for so long. After awhile, you just give up and settle for the life you have.

I should be deliriously happy right now. My son loaned me some money to get a car, and a car would change my life completely. It would also be a huge burden that I'm not sure I want. I'd have to spend most of my disposable income supporting said car, then I'd have nothing to save to move to Mexico. 

I think I can make money with the car, but what if it turns out that I can't, or it's too hard, or too much work? What if the car breaks down and I don't have the money to fix it? 

I keep saying I want to do things, then the difficulties of actually doing them overwhelm me, and I sink back into just surviving. My mind is just so used to failure, I don't know how to succeed. I don't even know if I want to succeed. Success brings its own set of stresses, and I'm not good with success. I've avoided it all my life because I'm so easily overwhelmed and don't want to have to live up to anyone's expectations. 

So how do you break out of a lifetime of believing that you are only capable of surviving and get on the road to a better life?

The absolute truth is...I don't know. 

I don't know if I can do better than I'm doing, and I don't even know if I want to try. Right now, I just want to get rid of everything I own and move to a tiny studio in Mexico and JUST BE STILL. 

I'm tired of everything I own, everything I've hung on to for years and years for what? So someone else can have them when I'm dead? I'm tired of living for other people's benefit, ignoring my own.

I'm ... Just ... Plain ... Tired

Exhausted, really. 

Yesterday, my son asked me where I wanted my life to be in a year. I didn't know. I still don't really know, but I know what I don't want.

I don't want to be here, in this city, in this apartment.
I don't want to be holding onto "things" for other people
I don't want to own any more than what I truly need.
I don't want to struggle to pay bills only to end up with nothing for myself.

I DON'T WANT TO LIVE LIKE THIS ANYMORE!

If I have to be honest, I may be running away with my plan to live in Mexico, but I feel like I'm running away from something bad, not running away from myself, like I have so many times before. I've accepted myself.
 
I need to be somewhere that I can survive on my own and not have to stress over what other people think I should be. I want to live in a place where I'm not expected to "be better" or "do better," where happiness is not tied to material things, but in spending time with people you love and appreciating what is around you.

I want my joy back. 

I've lost my joy. Nothing makes me joyful anymore. I fake it pretty well, but there is no joy in my life. Not even my gardens make me joyful like they used to. Lately, I just want to rip them all out and throw the plants in the dumpster, because taking care of them is just one more responsibility I don't want. 

I don't know if moving to Mexico will bring me joy, but it will lessen my stress, because most of my stress is financial. Relieving the financial stress of living in a country where there is nowhere I can go to have a decent life that I can truly afford is shortening the life I have. 

I just want out, and I never want to come back. All my life, I've had to be the one who tried to keep everyone happy, but I'm old now, and I deserve some happiness of my own. 

So I've made a decision. I'm going to get rid of everything I own and get out of this 'bound for hell' country where people die and go bankrupt because they can't afford health care, or where they lose everything they've worked all their lives for because of greedy bankers, who they then have to pay taxes to bail out. But most of all, I want to get away from all the hatred. I can't take it anymore, and I do have a choice. 


Monday, May 20, 2019

Moving to Mexico For a Better Quality of Life


I've been going through a lot of health issues, mental and physical, in the past few months. It has me thinking that maybe I need to start thinking about making big changes in my life, maybe even moving to another country altogether.

Why Mexico?

I've thought about moving to Mexico for a long time. The cost of living is getting so high here that I'm having a harder time making ends meet every month. Rents are going up to the point where I'm stuck in this apartment, because the lowest rent I can find in a decent apartment close to amenities is $700. My rent goes up every year, but only about $10 or so, at least it has. They just raised the new tenant rent up by $50 over what I'm paying, so my thoughts about moving to a 2-bedroom are squashed. 

I've done some figuring, and in Mexico, I can live the same lifestyle I live here for about half of the cost. It won't be a luxury lifestyle, but I'll have money left over at the end of the month, and I can even live in a beach town. The same food we get here from Mexico, I can buy there for 1/4 of the price and it's ripe, not shipped green. It has more vitamins since it hasn't sat in a warehouse or a truck for sometimes weeks before it gets to our stores. Everything is just so much cheaper there.

The people in Mexico are lovely, helpful, generous and kind. If you treat them fairly and return their kindness, you will be blessed with wonderful friends for life. I've had a hard time making friends here, because the whole town turns around people who have cars. Most people in Mexico don't own cars, so public transportation is excellent and very cheap. Even taxicabs in Mexico are incredibly cheap. Still, most people live close to what they need and walk to most places. I love to walk, so that suits me just fine.

A Quality of Life Upgrade



I don't have a lot of good years left, and my quality of life here is really below par. I'm restricted as to how much money I can make to keep my healthcare, so I can't really enjoy much of life. Except for my gardening, and a yearly visit from my son, I really don't have much quality of life. I'm restricted by income as to what I can do, and where I can go. I'd love to have a car, but if I get one, I'd have to make so much money to support it, that I'd lose my healthcare. 

In Mexico, healthcare is cheap, which is why a lot of Americans go there to have dental and medical procedures done. They have great doctors, in fact, many Mexican specialists are flown up to the hospitals in Houston on weekends to work. Natural medicine is prominent in Mexico, and doctors are more concerned with wellness than pushing drugs on you. 

If I don't have to worry so much about healthcare, I can use my money to enjoy my life. The stress of worrying about staying healthy here is making me ill. 

How Much Does It Cost to Move to Mexico?


I'll go over some of the costs as I go along with my plan, but here are a few of the upfront costs I'll be discussing:
  • Visa - to get a visa, you have to go to a Mexican consulate in the US. My closest one is in Orlando, so I'll have to pay for transportation to Orlando, probably a hotel for one night, plus the fees for my Visa. More about the types of visas and costs later.
  • Transportation - I'll fly into the place I think I'd be most happy in and travel from there. Since public transportation is so cheap, my air fare will be my biggest expense. 
  • Housing - It's hard to arrange housing in advance, and the cheapest places are locally owned, so you have to go there and just beat the streets looking for cheap rentals. Most people get an AirBNB for a month while they do their shopping, but you can usually get a studio or 1-bedroom for $200-400 a month with all utilities furnished. Many times, the landlord owns several properties, and you can find a long-term rental from them. 
  • Food - food is very cheap in Mexico. I'm used to eating on $164/mth as my SNAP budget here, and I can eat for less than that in Mexico if I shop wisely and cook most of my meals myself. I'll have to do that anyway, because with my reflux, I can't eat the very spicy foods most of the restaurants serve. Food cost will include water in most places, because public water is not safe to drink.
  • Miscellaneous - I'll be going on a 6-month visitor visa at first, to make sure I like Mexico enough to actually move there. Because of how my lease runs, I'll probably have to put things in storage while I'm checking things out, because I definitely can't afford to pay rent in two places.


So there you have it. Yes, I'm learning Spanish, which is a bit easier for me, since I studied it for two years in high school, and already know the pronunciations and basics. I'm using Duolingo for now, but may switch to a more advanced program later. 

If my son is reading this blog, which I doubt, since he doesn't like to read long things, he'll just laugh and shake his head and think this is just another pipe dream, like van dwelling, and not pay much attention, but we'll see. Maybe I won't tell him when I leave. Maybe I'll just call him and say "I moved to Mexico" once it's done, then he will have a beautiful place to visit in the winter.


That's it. It's not a dream, it's a plan, and I'm going to make it happen. In the meantime, I'll be posting about getting rid of most everything I own and how I'm going on a strict budget to save enough money to move to Mexico. Maybe you'll pick up some good frugal tips along the way. 


Monday, April 1, 2019

Reassessing My Life, Taking a Totally New Direction


Like Cher sang in "Walking in Memphis,"
Yeah, I got a first class ticket
But I'm as blue as a girl can be
That's how I've been feeling lately. I have a nice apartment, sufficient income and the ability to make more, good medical care, decent health -- but something is missing. I can't put my finger on it, but my life just isn't right. It has no meaning to me.

To steal a phrase from Konmari, nothing in my life "sparks joy" anymore. I don't even enjoy my gardening, although I keep doing it because it's the only thing that gives me any sense of accomplishment.

I don't like the city I live in. I moved here because it had a great gardening community and I thought I could be a part of it, but that didn't work out. I've been here for 5 years and have yet to put together a group of friends, because I assumed I'd make them through the gardening community.

I've come to realize that without a car, I'm not going to be able to participate in much of anything, especially not in the summer. My sensitivity to heat is getting worse, so I'm literally trapped inside most of the summer.

So I'm terribly, terribly unhappy. It's not the town, the apartment, the people. It's me. I need more. I need something that is going to excite me. I need to do something impactful with the rest of my life, and I can't do it here. I feel trapped, by my possessions, by my financial situation, and I can see now way out except to risk something important to have something better.

A New Life Requires Sacrifices

One way I'm trapped is by my financial situation. I need to make money to institute the changes I want, and I'm stuck on the benefits cliff. If I make more than a couple of hundred dollars a month, I'll lose my Medicaid, which pays my Medicare premiums, co-pays and deductibles. I had no health care for so long that I'm terrified to let go of it now, especially since I'm getting older.

I have the capability to make good money, which would make my life so much better. In order to do that, I have to let go of what I have and go back to what I had. I can't NOT have Medicare, they don't allow that. If you let it go, you just can't ever get it back, so I've decided to go with an Advantage plan.

This will cost me somewhere between $35 and $100/month depending on what the benefits of the plan are. I'll be restricted as to what doctors I can see and I'll have a deductible and co-pay for doctor visits, but it will include eye and dental care. Starting tomorrow, I'm going to get more information about what plans are available and what the cost will be.

Since I can't afford to pay all the extra costs, I'm going to have to go back to mostly treating myself with alternative medicine, but I survived that way for many, many years, so that doesn't bother me. I'll just start back only going to the Dr. for yearly checkups and if I actually get sick. I've started on a new diet and exercise program to try to get as healthy as I can so I won't need doctors as much.

All of this has to wait until the open enrollment period from Oct. 15, 2019 to Dec. 7, 2019. I'll probably put that off until December, because I will need to save up some money before then to have as a cushion once my benefits start being cut.

Making More Money

Freeing myself from the restrictions of Medicaid will allow me to make as much money as I want. Yes, I'll lose my food stamps, but I've learned to eat pretty well on less than $200/month, so that won't be such a burden. I've developed very good frugal eating habits, and I'm on a calorie-restricted diet now, so I can survive.

I'll kick up my affiliate marketing and also do more freelance writing to hep pay the basic bills while I build the AM business. Feeling like I HAVE to make money to pay bills and survive will motivate me to work more, and the more I make and save, the more motivated I'll become.

First Things First

My first goal is to buy a car. I want a min-van, because I'd like to eventually turn it into a camper van and travel. That's the first HUGE change I'm going to make. In order to do that, I'll have to get rid of most of what I own, which will take time. More about that later.

I'm going to resign my lease in July for another year here at this apartment, and in the meantime, I'll be doing what I need to do to set off on my new life. 16 months sounds like a lot of time, but I have a lot to do, so it's not so long after all. If I'm going to make major changes in my life, I'm going to have to get started now so when time comes to leave here, I'll be ready to walk out the door with no regrets.

I can hardly wait to get started! This is my new purpose, and this time, I'm not going to let myself down. I have many good years left, and I'm going to live them to the fullest.


Thursday, January 17, 2019

The Thing People Admire Most About Me Is the Thing I Hate the Most



People admire me because I never give up, no matter how many times I fail. To them, it's a sign of strength and a strong will, but to me it's a constant reminder of why I have to start over so many times, and why I am constantly failing.

I've never been a go-getter. I never was career minded or driven to succeed. I just wanted to make enough money to not be constantly struggling. I've never really achieved that goal, and the reason is because I'm lazy.

Yes, I admit it, I'm lazy. I start projects but I always fail because I don't work hard enough or long enough to get anywhere with them.

Take my freelance writing. Most of the people I started with long ago on the content mills have moved on to private clients. Those still in the mills worked hard when work was available, got promotions, got direct orders, and are making decent money. I never did any of that, so now I'm still stuck at the lower rungs and will never get to where they are, mostly because I don't want to.

Writing Wasn't Really a Choice, Nor Is It a Passion

I truly hate content writing, especially the e-commerce writing that dominates the mills today. If I never have to write another product description, I'll be perfectly happy. So I don't. I don't write anything on the mills, because being such a failure still stuck at the bottom makes me hate even going to the sites.

I got thrown into content writing during the recession, because I couldn't find another job at first, then I lost my car, so I had no way to get to a job. I could have been successful at it, but I didn't really try hard enough. I never considered it a full-time job. I worked enough to pay the bills, never did make enough to save any money, so when a source of income dried up, I was always in trouble. I feel guilty about this, because so many people helped me out during these times, and I didn't deserve their help.

Scheme After Scheme After Scheme

I always have a new scheme for making money, getting out of poverty and moving up in the world. They all fail because I just don't put my heart and soul into them. Sometimes, I never even start them.

My latest scheme is affiliate marketing. I decided on that not because I could make a goodly amount of easy money, but because I actually enjoy blogging and teaching people about things I'm interested in. I have plans for how I'm going to start. I've been reading about it for years, even bought some books (which I haven't read). I bought hosting space and picked out a nice Wordpress template. My plan was to start on Jan. 1 of this year.

So far, I haven't done anything. I haven't set up my template, I haven't written many blogs posts this year (the plan was 3 a week), and I haven't even put any Amazon or eBay widgets or links on my existing blogs. I've just been sitting here, watching TV and playing on social media, promising myself I'll start tomorrow, which I never do. I've done that for the past 17 days.

Excuses, Excuses, Excuses

I always have excuses. It's too hot, it's too cold, I don't feel well, I have to go shopping, shopping wears me out, blah, blah, blah. Those excuses aren't lies, but they aren't legitimate reasons why I shouldn't be working.

I've tried to figure out why I'm like this. I could blame it on my parents and family, who always put me down, told me I'd never succeed, and literally called me crazy because I got angry when they abused me. That's not a good excuse. Lots of people had worse upbringings than I did, and they managed to succeed.

I don't know why I make excuses or why I'm not motivated to do anything better with my life. I've always been self-sabotaging. No amount of counseling or medication has ever helped me overcome that.

Truth be told, I just don't want the responsibility. I had so much responsibility for so long, and it always drove me to near total insanity, because I don't handle stress well. If I'm successful, there will be expectations, and I've never lived up to anyone's expectations, so why put myself in that position?

No one expects anything of me now. They don't expect me to succeed at anything, or keep promises, or be able to deal with life in general. I've fallen into a comfort zone with that.

So maybe I'll do the affiliate marketing, and maybe I won't. Maybe I'll live on welfare the rest of my life, watching tv and playing on social media. I don't know, but right now, I'm not really motivated to do much of anything, so I'm going to go watch some TV and then go for a long walk.

Tuesday, November 13, 2018

Which Grocery Store is Cheaper? It Depends on What You Are Looking For


The question often comes up when talking about frugality as to which store is cheapest? There is no good answer to this, because which stores are available depend in large part on where you live. More than that, it depends on whether you want quantity or quality.

Most people are like me. I want quality in some things, and quantity in others. For example, I like quality meat at the best possible prices. I've wasted money on cheap, inedible meats, so I've learned who has the best prices on the meat I like. On the other hand, I'm not a connoisseur of things like rice and pasta, so I usually buy the cheapest I can find.

Name Brand vs. Generic

I have some name brand items that I simply will  not compromise on. I love Duke's mayonnaise, and I won't settle for anything less, even if the store brand is half the price. I do like Mueller's pasta, because I was raised with it, so I usually stock up during BOGO sales at one store or another, but I will buy store brands if necessary. I only drink name brand herbal teas, but try to stock up when they're cheap.

Canned vs. Frozen vs. Fresh

Living in FL, I stock up on canned foods for hurricanes, and I don't care about the quality of those. I just want to stay alive. I prefer fresh veggies, but keep frozen on hand in case I can't get fresh. I love fresh fruit, but I buy a lot of frozen fruit for smoothies and adding to yogurt.

I can only report on what I actually buy. I don't buy a lot of processed foods, so you won't see many of those.

The Cheapest Stores in My Area by Category

Cheapest Overall: Aldi

I can shop only at Aldi if I must. It's a small store, and about 1/3 of it is taken up with non-food items, so the selections are small.


  • Their produce is nice, and they usually have great sale prices on in-season produce. If you like packaged salad, they have a large section. I buy nearly all my produce there. The bad part is that you have to go early in their sale week (here sales start on Wednesday), because they only buy enough for the sale, and when it's gone, it's gone, so if you want fresh produce, go on the first two days of the sales period.
  • Their meat can be a little high, and they generally sell in big packs. Also, some of their meat is pre-packaged, such as steaks and some roasts, and those are more expensive. They often have good sales on meat, and the quality is good.
  • Dairy is o.k. The store brand Greek yogurt is good, but not a big selection of flavors. Butter and margarine are very cheap. Store brands are good quality.
  • Their cheese is very cheap, even the deli-style cheeses.
  • Frozen foods are relatively cheap, but most of what they have is large family style meals and such. There isn't a great selection of frozen bagged veggies or fruit. 
  • Nuts and baking goods are very cheap and of good quality. I loved their whole almonds with sea salt.
  • I don't buy bread there, because I don't eat a lot and it seems to mold faster, but if you eat a lot of bread, it's very cheap. 


Second Cheapest: Save-a-Lot

I shopped exclusively at Save-a-lot for years, but their quality has gone down on some things while their prices have gone up. They are a much larger store than Aldi and only sell groceries, so there is a much better selection.


  • Produce used to be the cheapest in town, but not anymore. They sometimes have great sales on produce in season, like a 10-lb bag of potatoes for $3-4. Their everyday prices are on par with Wal-Mart, which is not cheap at all anymore.
  • Meat is cheap, and they have great sales, but the quality on some things has gone down, so I no longer buy them there. For example, the large packs of pork chops are mostly what used to be sold as pork steaks, and aren't pork chops at all, just the very cheap end cuts. My favorite cheap meat to buy at SAL is chicken leg quarters. They have 10-lb bags for anywhere from $6.90 down to $2.90 sometimes on sale (at the time of this posting). They have good prices on pork neckbones, but their ham hocks are sort of high, and since they don't have butchers, you can't get a 4-pack cut into two. 
  • Their frozen food section is excellent, and their frozen bagged veggies are good quality. The stir-fry mix is great. 
  • Canned foods are a bit higher than Aldi, but better quality, and there is a better selection.
  • Dairy is not as good quality as Aldi, nor as cheap.
  • Rice and grains are cheaper there, and they have a pretty nice Hispanic food section.


Third Cheapest: Wal-Mart

I shop Wal-Mart for only a few items, mostly name-brand items that they have cheaper.


  • I never buy their meat, because it is shipped in frozen and it contains salt, which holds in the water and makes it weigh more. They do have good frozen seafood prices, but Aldi is about equal in that department.
  • I buy all my name-brand herbal teas there. They have the best prices I've found in town on those. 
  • I tried their Chobani yogurts, but they aren't the same quality as the same brand elsewhere. I supposed they are made just for Wal-Mart as most manufacturers do, with a lesser product for a lower price. Aldi's store brand greek yogurt is better.
  • Frozen fruits for smoothies are cheap and they have a good selection, including tropical fruits like mango and papaya. 
  • Frozen veggies are o.k. I like the frozen potato wedges and the breaded okra there.
  • Bread is cheap, but I don't like the texture of the store brand. 
  • Of course, all processed foods are cheaper, but they do carry a selection of natural brands in each department that are cheaper than at a natural food store.
  • That's about it for what I buy there.


Fourth Cheapest: Publix

I use the word "cheapest" carefully here, because Publix is all about quality over price. I don't buy much there, and usually only things on BOGO (buy one, get one free) or a great sale.
I like their fried chicken, and an 8-pack lasts me for several meals. Otherwise, I don't buy their meats because while they are prime quality, they also have a prime price. I do buy their frozen beef liver, because it's much cheaper and better quality than any other I've found in town.

Things I regularly buy on BOGO at Publix are: 

  • Ken's salad dressings (my favorites)
  • Frozen seafood (fish sticks, shrimp, etc.)
  • Pasta
  • Frozen pizza
  • Ice Cream
  • Mrs. Smith's frozen pies
  • Pepperidge Farm frozen cakes, cinnamon swirl bread
  • DelMonte or Green Giant canned vegetables
  • Spices
  • Herbal tea
  • Mt. Olive or Vlasic pickles


Stores that aren't cheap but have good sales or bulk food.

Earthfare - good bulk section, but expensive unless on sale. Sells bulk herbs and spices at reasonable prices. Often has great sales on organic produce in season. I buy my candied ginger there. I treat myself to their muffins, which are amazing.

Ward's Supermarket - a locally owned store with an amazing bulk foods section. Overall, they are mostly organic and health food and not cheap.

Lucky's - I've only been there a couple of times, but it seemed to have good sale prices. It's not close to me, so don't go there often.

Trader Joe's - I don't shop there because it's too "crunchy granola" for me and the prices aren't that great. Aldi is owned by the same people, and is the "real people's" version of TJ's.

Non Grocery Stores

Dollar General - I buy snack foods, milk, eggs, cleaning and paper products here. I don't buy as much there as I used to, because their prices have gone way up on a lot of things, and they are selling more name brand than store brand now.

Dollar Tree - Some of their frozen foods are good for when you want something quick and easy you can microwave. Some snack foods are cheaper, but you have to be careful. To me, it's mostly good for housewares over groceries.

I don't shop bulk stores like Costco or Sam's Club because I don't have a car and have no space to store bulk items.

So there you have it, my list of my favorite and cheapest stores in my city in Florida. Hope it helps someone.











Friday, November 9, 2018

Change or Die: Huge Life Changes I Must Make to Survive



I know it's been awhile, but I've been doing some serious thinking about what I want my life to be.

I said I was going to move into a two bedroom apartment, but that sort of fell through when I found out that the prices here have gone up DRASTICALLY on those. If I'm going to pay those prices, I need to have more than what is offered here.

Making a Clean Sweep

I've done nothing about decluttering. In fact, I've done nothing, period. I'm super depressed about my life, the state of our country and I've just been paralyzed on moving forward. But now I've made a drastic decision that I won't back down on.

I've decided to get rid of everything and start over. I'm going to devote myself full-time to stripping myself of 95% of my possessions. I want to start back at the beginning where I had nothing and was much happier. I want to go full-on minimalist and stop letting "things" control my life.

Making a Move

While I'm doing all that, I'll be making plans to move. I'm really sick to death of this part of town, where it's very, very hard to make friends or meet your neighbors. It will be more expensive somewhere else, which is why I need to get rid of so much. I'm thinking of having a roommate, maybe two, in an actual house with an actual yard. If I split rent three ways, I can afford it.

Making Money

So towards that goal, I'll have to find a way to make more money, so I'm going to be cranking up the blogs and buckling down to work on doing more affiliate marketing. Don't worry, I won't get obnoxious, but I would appreciate it is you would turn off your ad blockers on this and my gardening site. I won't have any annoying popups, popunders or things that follow you down the page and grey out what you want to read.

Making Myself Healthy

I've already started on a 16:8 intermittent fast, and I'll be starting an exercise program today. I've put this off for way too long, and it's time to get off my fat ass and do something about my health. It will be hard with everything else I have to do, but nothing worth having comes easy. I keep looking in the mirror at my lumpy body and ugly skin and hair and saying "This isn't me. What has happened to me?" It's never to late to be the best you can be.

Why Now?

I need to face the fact that I am soon going to lose my son forever. He's the only family I have, but he's been sucked into the Mormon cult. From everything I read about them, since I'm a pagan, he will soon not be allowed to have anything to do with me, so I need to set myself up to take care of myself in my old age. At 66, this will be hard, and right now, I have no idea how to do it, but I have to try. My only other alternative is to just give up enact my Smith and Wesson Retirement Plan, but I'm not ready to give up yet.

So hang on, it's going to be a wild ride! Hope you will join me.

Sunday, October 14, 2018

How I live Well on $1000 a Month - Part 2 - The Financials

In Part 1 of this topic, I talked about why I live like this and what I have and what i had to sacrifice to live on $1000 a month. In this post, I'm going to lay out the financials so you can see where my money goes.

Income


Social Security........................$  789/month
Work ......................................... 250/month
    TOTAL ...............................$1,039 
NOTE: I sometimes make slightly less than $250/month

Bills

Rent ............................................$590/month
Utilities ..........................................100/month (average)
Internet .........................................   51/month

Miscellaneous ................................  30-50/month
(includes toiletries, cleaning supplies, household essentials)

Prescriptions .................................$  7.00/month

     TOTAL.......................................$748 (approximate)

Difference .....................................$291

SAVINGS ...................................... $200

Difference ..................................... $ 91
  (Covers clothes, transportation, health supplements, etc. All extra is rolled over and spent on things such as gifts, household items and special treats for myself)

NOTE: Some months I cannot save $200 and have to spend my savings on emergencies, such as earlier this year when my computer died and I had to buy a new one.

Food

  • SNAP..........................................$156/month (presently - it changes depending on my earnings and expenses) 
  • USDA Food Distribution.............. 50/month (estimated - depends on what they have available)
  • Food Bank .................................. 10/month (estimated, depending on what you get)
I don't always get the USDA food distributions or food bank. If I'm dong o.k. that month, I usually don't get them, because they are mostly canned and processed foods, which I try not to eat. I do get them for stocking up for months when the SNAP runs out before the end of the month.

Food Savings Tips

I'm very frugal with my shopping. I shop at stores like Aldi, WalMart, and even pick up some cheap items from Dollar General and Dollar Tree. I buy some bulk foods, herbs and spices from Earthfare, which is expensive, but cheaper per oz. usually than buying them packaged.
  • I don't shop by a menu. I buy what's cheapest on sale, stock up, and build menus around what I have. I found this much cheaper in the long run.
  • I dehydrate or freeze fruit and veggies in season for later use. I don't have a lot of pantry space, so this helps me store more food.
  • I cook 95% of my own meals and make some of my own snacks (mostly baked goods) so I can use less sugar with no preservatives.
  • I don't eat a lot of meat, but when I do, I measure out servings per meal. For example, one large chicken breast is three normal servings, so a pack of 4 on sale is 12 servings.
  • I stretch my food dollars by making soups and stews. I make a 3 qt pot of vegetable soup, and stretch it several times by adding meat, rice or barley. When the veggies finally get too mushy, I blend it up with some cooked garbanzo beans and spices to make hummus.

By using this method, I can usually come out ahead with SNAP at the end of the month, and don't need the extra food bank food.

I'll be writing more on individual savings ideas for things like meat, etc. with recipes, so subscribe in the upper right sidebar to receive notification emails when they are posted.

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